New research shows that two-thirds of respondents have a potentially valuable collection of items but many are unaware of how much it is worth.
Findings from Halifax Home Insurance revealed that 47% said they do not know how much their items could be worth while a further one in 10 have no home contents insurance in place.
Additionally, 38% think their valuables are covered but are not certain about the policy details.
David Rochester, head of underwriting at Halifax Home Insurance, said: "Although in many cases collectables are unique and irreplaceable, most people would at least want to recoup any financial loss in the event of them being stolen or damaged.
"We'd recommend anyone who has a potentially valuable collection to get it valued by an expert every two years and ensure they obtain a dated copy of the valuation certificate."
The survey also showed that 19% of people said they were keeping these collections in the hope that they will increase in value in the future.
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